Synchrony Financing
At Sofas Depot & More, we are committed to making stylish and comfortable living more accessible for everyone. That’s why we proudly offer flexible financing options through Synchrony, our primary financing partner. With Synchrony, customers can enjoy convenient payment plans that fit their budgets, allowing them to furnish their homes without financial strain. Whether you’re outfitting a single room or an entire home, our Synchrony financing options provide a seamless, secure, and straightforward way to bring your design vision to life—often with promotional terms and quick approval processes to make your shopping experience even more rewarding. We offer up to 12 months interest-free payments.
PROGRESSIVE LEASING
Sofas Depot & More offers a convenient Lease-to-Own Program through Progressive Leasing, making it easy to get the furniture you need today without paying in full upfront. No credit is needed to apply—just a few basic qualifications like a steady income and checking account. Once approved, you can take your items home right away and make affordable automatic payments over time. The program also offers early purchase options to help you save, and once all payments are complete or you buy out early, the furniture is yours to keep. It’s a flexible, stress-free way to furnish your home now and pay later.
ACIMA
The Lease-to-Own Program from Acima offers a flexible and accessible way to bring home the items you need today without having to pay the full price upfront. With Acima, you can shop for furniture, mattresses, rugs, and more through a straightforward lease agreement. The process is simple: apply with no credit needed, get approved quickly, and start leasing your items right away. Acima provides an easy path to ownership—if you make all regular lease renewal payments over the full term or choose to take advantage of their early purchase options, you’ll own your leased merchandise. Their program is designed to help you manage your budget while still getting the products you want, when you want them. Whether you’re building your home or replacing essential items, Acima’s lease-to-own solution gives you the freedom and convenience to do it on your terms.
SNAP FINANCE
With Snap, you don’t need perfect credit to get approved—just meet a few simple requirements like a steady income and an active checking account. Once approved, you can take your furniture home the same day and make easy, automatic payments over time. Snap Finance also offers early payoff options, which can help you save on the total cost. When your payment plan is complete or you pay off early, the items are yours to keep. It’s a hassle-free way to get the furniture you love now and pay at your own pace.
